About ATRAFIN 

AMERICAN TRADE & FINANCE COMPANY (ATRAFIN) https://americantradefinance.com/ is a commercial lender operating in international trade financing. It is not a broker. ATRAFIN offers unique range of trade finance solutions with a focus on supporting bilateral trade between the USA and the emerging market countries of Latin America, Africa, Eastern Europe and Asia. ATRAFIN has a Master Guarantee Agreement with the US Ex-Im Bank. AMERICAN TRADE & FINANCE COMPANY and affiliated companies collectively have been successful providers of trade finance for more than 20 years and have concluded hundreds of cross-border trade transactions valued well in excess of US$ 1Billion.
ATRAFIN has concluded project and trade finance transactions in a range of industries including:
► Heavy Equipments
► Printing
► Textile
► Wood Working
► Plastics
► Packaging
► Metal Working
► Mining
► Transportation
► Energy
► Agribusiness
► Healthcare

ATRAFIN now offers trade finance solutions between the USA and Turkey through its exclusive Turkey representative, A&G Global Financing.

Financial Products

Equipment Financing
Equipment financing which is one of the most important financial instruments needed for new investments or expansions is supported by US Ex-IM Bank with medium and long term maturities. Second hand equipments can be financed along with new ones 

► Financing range can be from $500,000 to $10,000,000 and more.   

► Terms can be typically from 1 to 7 years. Longer terms are also available for qualified projects.  

► Second hand equipments can be financed along with new ones.  

► Available for the equipments made in the USA. 
► Variable rates (based on Libor/Sofr) and Fixed Rates are available.
► Up to 85% of equipment value can be typically financed.
► Co-financing to cover certain equipments from other countries might be available.
► Collateral is generally limited to a lien on the financed machines.
► Certain percentage of the local expenditures of the US contract is also financed in some qualified projects

Inventory / Raw Material Financing
Inventory financing for US origin goods of all kinds such as raw materials, commodities, spare parts, trade goods and capital goods is available through US Ex-Im Bank guarantee.
► Financing is available for manufacturers, distributors, suppliers and dealers.
► One year Revolving Credit Line is assigned for this type of credit.
► Credit terms are from 30 to 180 days.
► Terms up to 360 days may be available for capital goods and bulk agricultural commodities.
► Financing from $500.000 to $5.000.000 and more is available.
► Variable rates (based on Libor/Sofr) and Fixed Rates are available.
► Financing is available up to 100% of inventory value.
► Typically unsecured

Project Financing
AMERICAN TRADE & FINANCE COMPANY offers financial solutions for projects within the scope of US government programs.
► This is not a general limit assigned but a project limit in favor of the project only.
► Financing is not available for small projects except solar projects.
► Interest accrual during the construction might be capitalized to the project amount.
► Host country local costs up to 30% of the US contract can be financed as well.
► Following information is typically required for Project Financing:
► Summary and a feasibility study of the Project by an independent authority.
► Agreements of Project key elements for both purchases and forward sales.
► Detailed projected cash flow tables
► Marketing information

Benefits
► Attractive interest rates, structures and terms
► Financing up to 5 years and above
► Rapid pre-evaluation process
► Additional credit lines not associated with local bank credit limits
► Improve your cash flow by long term financing
► No real estate or assignment of receivables or bank guarantee collaterals
► Chance of growing your business and competing in the global economy by world class equipments
► Building your company credibility and reference in international banking and financial markets
► For the Sellers and Distributors;
► Opportunity of expanding your sales by providing attractive terms to your customers
► Elimination of your customer credit risk by offering long terms through ATRAFIN
► Restoration of your cash flow through ATRAFIN's cash payment